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CHALLENGER |
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Apollo High School
Owensboro, Ky 42301
April, 2005 |
Driving and very high insurance
By: Amanda Nichols
Reporter
When you turn 16 years old you take a written test to get a driver’s permitin the judical building downtown. But just because you took that test doesn’t mean you automatically know how to drive. You need to learn and experience how to drive. So, if your parents make you wait to take the driver’s test, it doesn’t mean you can’t drive, it just means you need more work on certain things. Some people could pass the driver’s test and still be a horrible driver.
Insurance companies only want your money. The insurance companies don’t want to help you or give you money for your claims. Just because you’re in the range 16 to 18 years old, young and inexperienced driver your insurance is more expensive than both your parents insurance put together. Very stupid to charge so much if they want to keep you as a customer. If you even have a parking ticket your insurance goes up. It’s good to have insurance but it costs way too much. Insurance shouldn’t be required by law because some people can’t afford it.
Insurance only looks at statistics based on your age group. They should just look at your driving record it would more fair . That way good drivers would pay alot less and bad drivers would pay some more. For average drivers they should have a flat rate kind what they have now. The insurance also charges for more for sports and /or red cars, that means you could be a horrible driver, buy a crappy and older car and still get lower insurance rates. That’s very costly to the insurance company Police probably pull over more teenage drivers than older drivers.
Most older drivers drive crazier than me . If the driver took Driver’s Education, good grades or sometimes the companies have a good driver program they get a discount which is good.
When you get pulled over for a traffic violantion the police send you to traffic school or give a ticket. People who go to traffic school don’t became better drivers. They just sit, watch videos, and listen to someone talk which is stupid. They are not paying attention and its a waste of time and money. The only way the police are going to get them to stop driving badly or wrecklessly is to take their lisence away. But some of will still drive.
Bad driving or wreckless driving leads to tickets, accidents and bad wrecks. You can also lose your license due to speeding twenty or more mph over the speed limit. The no-fault law is good because no one insurance goes up. The law exist in some states but in Kentucky. That law states if there an accident and involves a police report only tells what happened and decides no fault.
Most people take Driver’s Eduction before they take the driver’s lisence test. Either for insurance reasons and /or their parents won’t let them take the driver’s lisence test. Students take Driver’s Education at school for little or no cost. It lasts for a semster. In that class you watch videos, do book work, and mostly you drive.
In the class you put in a driving group and every group an equal amount of time. In the class the whole class meets every few times in a semster. The driving part was the most stress part of the class for me at least it was. Not everybody wants to take a driver’s course, it should not be a law. Just because you make people take a class doesn’t make the roads automatically better.
If you don’t take Driver’s education at school, you have to take the four hour course within after year after you get your lisence. From what I have heard you just watch videos about driving. It sounds easier than Driver’s Education, but you don’t get a insurance discount for the four hour course. So is probably better becuse you get more out of it.
It would more sense for the law to say the four hour course or Driver’s education during the time you have your permit. The class should teach studentshow to drive not grade students on what they do wrong.
Young drivers should have the same rights and opputunities that older drivers hace. Not every teenager is guaranteed to be wreckless and unaware of the rules of the road.
Insurance companies have only set up a trap for their customers. We have bought into this huge scam and have passed the responsibilities of law enforcement onto greedy corporate pigs. In this country driving is a neccessity to ensure an acceptable quality of life.
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